When big risks go beyond basic coverage — stay protected.
Umbrella Liability Insurance gives your business an extra layer of protection when claims exceed the limits of your existing policies.
What is Umbrella Liability Insurance?
Umbrella coverage acts as a financial backup plan for your business.
If a claim exceeds your standard policy limit — for example, a major accident, injury, or lawsuit — your umbrella policy pays the remaining costs (up to your new limit).
See More About Umbrella Coverage
Why sureza ?
Why It Matters ?
You worked hard to build your business — but in a world of unpredictable risks, “enough” coverage may not always be enough.
With SUREZA, you get the confidence that one lawsuit or major event won’t put everything you’ve built at risk.
Umbrella protection gives you breathing room — and true financial security.
FaQs
When should I consider Umbrella Insurance?
When your business has valuable assets, multiple employees, or higher exposure to public risk. It’s ideal once you’ve maxed out basic liability limits.
Does an umbrella policy replace my other liability coverage?
No. It works as an extension — adding extra limits to your existing policies.
How much additional coverage can I get?
Umbrella policies typically add $1 million or more in extra protection, depending on your carrier and risk profile.
What types of insurance can it extend?
Usually General Liability, Commercial Auto, and Employer Liability policies.