Business Owner’s Policy
All-in-one protection for small and growing businesses.
Business Owner’s Policy (BOP) combines essential coverages — property, liability, and business interruption — into one simple and affordable plan.
The Problem
Most small businesses juggle multiple policies that don’t always fit together — or worse, leave costly gaps.
A fire, lawsuit, or temporary shutdown can cause major financial strain and weeks of stress trying to manage claims across different insurers.
Without a single, cohesive plan, small issues can quickly spiral into big losses.
The solution
A Business Owner’s Policy (BOP) simplifies everything by bundling three major coverages into one:
Property Insurance: Protects your building, equipment, and inventory.
General Liability: Covers injuries, property damage, or lawsuits.
Business Interruption: Replaces lost income if you have to temporarily close after a covered event.
With SUREZA, you’ll get help comparing policies, tailoring limits to your business size, and guidance through any claim or coverage question — so you can focus on running your business, not managing paperwork.
What is a Business Owner’s Policy (BOP)?
A BOP is designed for small and mid-sized businesses that want complete protection without the complexity of managing multiple policies.
It’s cost-effective, flexible, and often includes optional add-ons like data breach coverage or equipment breakdown protection.
insurance ?
See More About BOP Coverage
Why sureza ?
Why It Matters
Your business represents years of effort and dreams — and it deserves coverage that grows with it. With SUREZA, you get peace of mind knowing that your building, assets, and income are protected under one clear, coordinated plan. Less stress. More control.
FAQs
What businesses qualify for a BOP?
BOPs are typically designed for small to mid-sized businesses such as offices, retail stores, restaurants, and contractors. We’ll help confirm eligibility.
Does a BOP cover floods or earthquakes?
No. Those usually require separate policies. We’ll help you add the right coverage if needed.
Can I customize my BOP?
Absolutely. You can include optional protections like cyber coverage or equipment breakdown insurance.
How do I file a claim under a BOP?
Claims are filed with your carrier, but SUREZA will guide you through the process to make sure nothing gets missed.
Simplify your coverage. Strengthen your protection.
