Flood insurance
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When water rises, protection matters.
Most home insurance policies don’t cover floods. We compare flood insurance options so your home and belongings stay protected.
Building Coverage
Protects your home’s foundation, walls, and built-in appliances.
Personal Property
Furniture, clothing, electronics, and valuables damaged by flooding.
Essential Systems
Electrical, plumbing, HVAC, and water heaters.
Detached Structures
Garages, sheds, and other separate buildings on your property.
Temporary Living Expenses
Help with costs if your home is unlivable after a flood.
Optional Add-Ons
Depending on the carrier, you may expand limits or add special
One storm can leave thousands unprepared
Floods are the most common and costly natural disaster in the U.S. — yet most homeowners don’t realize their standard policy doesn’t cover flood damage until it’s too late.
Coverage where your home insurance stops.
Access both FEMA-backed National Flood Insurance Program (NFIP) and private flood insurance options. Protect your home’s structure and your belongings from water damage. If you ever need to file a claim, we’ll guide you step by step — so you know what to do and what to expect.
Why it matters ?
Living in Florida means storms and heavy rains are part of life. With SUREZA, you’ll have peace of mind knowing that rising waters won’t wash away your financial security.
Floods don’t wait. Neither should your protection.
Isn’t flood insurance included in my home policy?
No. Standard home insurance does not cover flood damage. Flood insurance must be purchased separately.
Do I really need flood insurance if I’m not in a high-risk zone?
Yes. Over 20% of flood claims come from moderate- or low-risk areas. Flooding can happen anywhere it rains.
How much does flood insurance cost?
It depends on your location, elevation, and coverage amount. We’ll compare NFIP and private options to find the best fit.
How do I file a flood claim?
Claims are filed directly with the insurance company or NFIP. But we’ll guide you through every step, so you’re never alone in the process.