Property & Operations

Keep your business running — no matter what happens.

From fires to theft or equipment breakdowns, Property & Operations Insurance protects your building, tools, and inventory — so your business can bounce back fast.

The Problem

A single event — a fire, storm, or power surge — can cause thousands in damage and force your business to shut down.
Without proper coverage, repairs, replacements, and lost income can be devastating.
Many business owners assume their landlord’s or basic policy covers everything, only to find out too late that it doesn’t.

The solution

SUREZA helps you build complete protection for your property, equipment, and daily operations.
We compare top-rated carriers offering policies that help cover damage, repairs, lost inventory, and even temporary relocation.
And if a claim happens, our advisors guide you step by step through what to do, ensuring your business gets back on track quickly.

What is Property & Operations Coverage?

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It’s a group of insurance policies that protect your physical business assets and help you recover after unexpected losses.
From small shops to large facilities, this coverage keeps you prepared for the events that could stop your operations.

Business Owner’s Policy (BOP)

A package combining property, liability, and business interruption coverage — ideal for small and mid-sized businesses.

Commercial Property Insurance

Covers your building, furniture, inventory, and tools against fire, theft, or certain natural disasters.

Trade credit insurance

Pays to repair or replace critical machinery and equipment after mechanical or electrical failure.

Why sureza ?

We compare trusted commercial carriers to find the best balance of price and protection.

Clear guidance on what’s covered — and what’s not — so you’re never surprised.

Personalized plans for your building, inventory, and industry.

Why It Matters

Your business’s assets are the foundation of everything you do. Without the right protection, one disaster can stop operations and erase years of effort. With SUREZA, you can face any challenge knowing your business, equipment, and future are protected

FAQ

What’s the difference between a BOP and regular Property Insurance?

A Business Owner’s Policy (BOP) combines Property and Liability coverage in one affordable package — perfect for small and mid-sized businesses.

Does Property Insurance cover floods or hurricanes?

Typically, no. Those need separate policies. We’ll help you add flood or wind coverage if your area needs it.

What does Equipment Breakdown Insurance actually cover?

It covers sudden mechanical or electrical failure of machinery, HVAC systems, computers, or production equipment.

What if my business can’t open after an incident?

Business Interruption coverage helps replace lost income and pay ongoing expenses until you reopen.

Protect your building. Protect your future.

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