Coverage built for the hands that build everything else.
From job-site accidents to stolen tools, SUREZA protects electricians, plumbers, HVAC techs, and all skilled professionals who keep the world running.
The problem
Every job site brings risk — injuries, equipment theft, damage to a client’s property, or vehicle accidents.
Even one mistake or broken tool can cost days of work and thousands in repairs or liability claims.
Many trade professionals don’t realize their personal auto or homeowner policies won’t cover business-related losses.
The solution
SUREZA gives tradesmen and service professionals the confidence to work without worry.
We combine the essential coverages — Liability, Tools, Vehicle, and Workers’ Comp — into one clear plan built for your trade.
And when something happens, our team guides you through every step, helping you get back to work fast.
Contractual Liability: Covers damages from subcontractor or contract disputes.
Management Liability: Covers you as the owner for leadership-related lawsuits. Workplace Violence Insurance: Covers costs from workplace or job-site incidents.
Equipment Breakdown: Covers repairs for mechanical and electrical failures.
Business Interruption: Helps replace lost income if work stops due to covered damage.
Financial & Crime Protection
Protect your money, contracts, and leadership integrity.
Crime Insurance: Covers theft or fraud by employees or third parties.
Job & Client Protection
Protect your work, your reputation, and your customers.
General Liability: Covers property damage or injuries caused while on the job.
Professional Liability (E&O): Covers mistakes in installation, design, or service.
Umbrella Coverage: Extends your limits for large or unexpected claims.
Employee & Workplace Protection Keep your crew safe and your business compliant.
Workers’ Compensation: Covers injuries, accidents, and lost wages for workers.
Employment Practices Liability (EPLI): Protects against employee claims like discrimination or wrongful termination.
Management Liability: Covers you as the owner for leadership-related lawsuits.
Tools, Property & Operations Protection
Protect your tools, materials, and workspaces from damage or loss.
Business Owner’s Policy (BOP): Combines liability, property, and income protection in one.
Tools & Equipment Coverage (Inland Marine): Covers tools stolen from job sites, vehicles, or storage.
Commercial Property: Covers offices, storage spaces, or workshops.
Transportation & Mobility Coverage Protection for the vehicles that move your business.
Commercial Auto Insurance: Covers company vans, trucks, or personal vehicles used for work.
Specialty Vehicle Insurance: For dump trucks, trailers, or service rigs.
Your safety —and the safety of your project
Make strategic decisions.
Why Choose SUREZA
Your reputation and tools are everything.
We make sure one mistake, theft, or accident doesn’t undo years of hard work.
With SUREZA, you can focus on the job — knowing your business, your team, and your future are protected.
What’s the most important insurance for tradespeople?
General Liability and Workers’ Compensation are essential. They protect you from customer injuries and job-site accidents.
Does insurance cover stolen tools from my truck?
Yes. Inland Marine or Tools & Equipment coverage helps replace stolen or damaged tools.
Can subcontractors be covered under my policy?
Subcontractors usually need their own coverage — we’ll help structure it correctly for compliance and safety.
Do I need Commercial Auto even if I drive my own van?
Yes. Personal auto policies typically exclude business use — Commercial Auto ensures your van and tools are protected.