Coverage built for vehicles that do more than drive.
From tow trucks to food trucks, construction rigs to service vans — Specialty Vehicle Insurance protects the tools that power your business.
The problem
Not every vehicle fits a standard policy. Whether it’s a refrigerated food truck, a tow rig, or a mobile workshop, your vehicle represents thousands of dollars in equipment — and one accident or fire could stop your business instantly. Most general auto policies don’t fully cover the unique equipment or operations of specialty vehicles, leaving dangerous coverage gaps.
The solution
Specialty Vehicle Insurance offers customized protection for your unique commercial vehicles. It can include liability, equipment, contents, and property damage coverage, ensuring both the vehicle and its specialized gear are protected. With SUREZA, you get tailored coverage options for your industry — and expert guidance to help you understand what’s covered and what’s not, before you ever hit the road.
What is Specialty Vehicle Insurance?
It’s commercial coverage made for vehicles that perform specialized work or carry custom equipment — like tow trucks, food trucks, utility vans, and construction rigs. It protects both the vehicle and the expensive tools or modifications that make it unique.
See More About Specialty Vehicle Coverage
Why sureza ?
Why It Matters
Your vehicle isn’t just transportation — it’s your business on wheels. A single accident or loss can pause everything you’ve built. With SUREZA, you get confidence that your truck, tools, and equipment are all protected under one reliable plan.
What kinds of vehicles qualify as “specialty”?
Tow trucks, food trucks, construction rigs, utility vans, mobile service vehicles, and other vehicles with unique equipment or modifications.
Does personal auto insurance cover my food truck or tow truck?
No. Personal policies exclude vehicles used for business operations. You need commercial specialty coverage for full protection.
Can I insure the equipment inside my vehicle too?
Yes. We’ll help you include coverage for permanently attached tools, machinery, or cooking equipment.
Protect the vehicle that powers your business.